What it costs, and what you should know first

A percentage of what is actually recovered, capped by law, and nothing at all if nothing is recovered.

The terms

Our fee A percentage of the amount recovered, agreed in writing before any claim is filed. States cap this by statute — in New York the maximum is 15%, and an agreement above the cap is invalid. Other states set their own limits.

Paid upfront Nothing. No retainer, no search fee, no administrative charge.

If nothing is found You owe nothing, and we will tell you plainly rather than keep looking on your behalf indefinitely.

When we invoice After the state has paid you. The money goes from the state to you, not through us.

Where we can act This depends on the state holding the property. Some states require licensing or registration that we may not hold. If we cannot act in the state holding your property, we will tell you and point you at the state's own process.

Please read this

Unclaimed funds held by a state can be obtained directly from that state by the owner, or an authorised representative of the owner's estate, without paying a fee.

We say this first because it is true, because New York requires it be disclosed, and because you should know it before you talk to anyone in this industry — including us. What we sell is the finding, the proof, and the paperwork. If you would rather do it yourself, the states' own search tools are free and we will happily point you to the right one.

So why use anyone at all

For a single account in your own name, often you should not. The state's website is free and the process is manageable.

It gets harder when the name on the record is not the name you use now, when the property sits in several states at once, when the entity has been acquired or dissolved, when the claim is against an estate, or when the state comes back asking for documentation of a transaction from fifteen years ago. That is the work.

Ruled off